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Overview

individual product overview Today, it's more important than ever to take full advantage of your opportunities to save for retirement. Whether you're just starting out or looking to get your retirement savings back on track, Mutual of America offers a variety of individual products to help individuals prepare for a more rewarding retirement, including:

  • Traditional IRAs
  • Rollover IRAs
  • Roth IRAs
  • Inherited IRAs
  • Flexible Premium Annuity (FPA)

  • For specific details about our long-term savings alternatives, select a product link from the left-hand menu.

    Recent economic events have once again emphasized the importance of having a sound, long-term savings strategy, with your assets invested at a strong financial institution that will be there when you need it.

    Since 1945, Americans have turned to Mutual of America to help plan for their retirement and meet their long-term financial objectives. Today, Mutual of America is financially strong, and is rated among the strongest companies in the life insurance industry by the major independent rating agencies. We are committed to providing quality products and services to help you build and preserve assets for a financially secure future.

    Before investing in our variable accumulation annuity contracts, you should consider the investment objectives, risks, charges and expenses (a contract fee, Separate Account expenses and Underlying Funds expenses) carefully. This and other information is contained in the contract prospectus or brochure and Underlying Funds prospectuses. Please read the prospectuses and brochure carefully before investing. The prospectuses and brochure can be obtained by mail or by calling 1-866-954-4321.

    Mutual of America's group and individual retirement products are variable accumulation annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable accumulation annuity will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested.

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